7/10/2021
Global Leadership
The evolving leadership challenges of our current global enterprise C Suite executives strongly identify that tomorrow’s emerging leaders will not resemble today. The five “Factors of Leadership” and the implications of Global Think, Technology Savvy, Diversity Appreciation, Open-Source Leadership, and Willingness to Partner.
7/05/2021
Global Work-Life Balance – 17 Tips To Change Your Balance In Life And Work
The pursuit of a healthy work and life balance seem to be a daunting goal for many people all over the world.
Focus on your strengths and outsource menial tasks; enjoy the time saved, and the stress relief will outweigh any associated costs.
8/06/2021
The Fundamentals of Business Financing
Financing is the process of obtaining funds to fund company activities, purchases, or investments. Banks and other financial institutions are in the business of providing capital to businesses, consumers, and investors to help them accomplish their objectives. Financing is essential in every economic system because it allows businesses to acquire items out of their immediate grasp.
11/06/2021
The 5 Elements of Great Leadership
We have all heard it before, "to be a successful leader, you must be a people person," but as we all know, those aren't always the ones that get promoted into management.
08/06/2021
How to Choose a Bank
Choosing a financial institution to manage your money is one of the most significant financial choices you will ever make. Different banks provide varying degrees of service, charge varying levels of fees, and pay varying amounts of interest on your money.
08/09/2021
5 Ways to Improve Your Time Management
Do you ever feel like there aren't enough hours in the day? Do you get stressed out when you think about how many things you have to complete? Accomplish you have so much to do that you don't know where to begin?
08/09/2021
How to Choose the Great Investment in the Right Neighborhood
Real estate is a challenging industry, and the field is littered with landmines that may demolish your profits. That's why it's critical to conduct an extensive study before diving in, so you're aware of all the benefits and drawbacks of real estate investment.
08/010/2021
What Should You Do If You Can't Afford Your Dream House
The scarcity of available homes is one of the most significant variables influencing housing affordability. Housing inventory levels are down throughout the country this year, with a roughly 19 percent decrease in the number of properties for sale in August compared to last year's same month. Remember the law of supply and demand—a lack of available houses promotes competition, which drives up prices.
08/10/2021
5 Easy Ways to Invest in Real Estate
Buying and owning real estate may be a rewarding and profitable investment strategy. Unlike stock and bond investors, prospective real estate owners can utilize leverage to purchase a property by paying a percentage of the entire cost ahead and then repaying the remainder, plus interest, over time.
08/10/2021
Why women’s empowerment is so important?
Women's empowerment is crucial to the health and socio-economic development of families, communities, and countries.
08/11/2021
Advantages of Taking Small Business Loan from a Lending Company
As a start-up, everyone who wants to establish a business has money to invest in it. A person who wishes to start a business should have enough money to meet the company's objectives and make a profit. If you're ready to start a business and have the necessary funds, that's great. What about individuals who don't have those finances but still want to start a business? It is time to consider acquiring a quick loan. Is it truly required to obtain a cash loan to support our small business? Well, in my opinion, you should.
08/11/2021
Advantages of Business Loans
Do you need a loan for a company project but can't decide between business and personal financing? If you want a large sum of money and your firm is established and successful enough to qualify for a traditional term loan, business loans are preferable to personal loans.
08/11/2021
Importance of Financial Management
Financial management gives paths for an organization's goals and objectives to be met. A financial manager's primary responsibility is to assess organizational efficiency through effective allocation, acquisition, and administration.
08/12/2021
Why Are Loans Important To The Economy
People borrow money for a variety of reasons. There are several causes for this. An individual, for example, can take out a loan to cover a deficit. Some people take out loans to pay for education, while others invest.
08/13/2021
Why Do You Need to Establish a Great Workplace Culture?
Excellent company culture may help you save money on recruiting and retention. When considering a job change, employees place a high value on company culture. To successfully establish a great business culture, your firm must have a purpose and vision.
08/13/2021
What is the distinction between a boss and a leader?
Most of us see a boss as someone who makes demands, screams at us when we make mistakes, and ultimately has the authority to dismiss us at any time.
On the other hand, a leader is someone who motivates, coaches, rallies the team, and helps everyone go ahead.
08/13/2021
How to keep your team focused, optimistic, and dedicated
As a business owner, you must prioritize your people and develop them to become the most excellent employees possible. This was a transformative year, and your workers' needs and expectations are likely to have shifted.
08/14/2021
How To Develop Customer Loyalty
Establishing an efficient method of generating leads is critical to the success of your company. You must bring in new consumers to develop your business; but, you must also ensure that you foster customer loyalty among your current customers.
08/16/2021
Conventional Loans for Home Buyers
Many of the different types of loans vanished after the mortgage meltdown of 2007, but conventional loans were still there. In fact, they regained a prominent position in real estate markets.
Conventional loans enjoy a reputation for being safe, and there is a variety from which to choose.
08/18/2021
Guide to Secure Mobile Banking
The Consumer Financial Protection Bureau (CFPB) has issued new recommendations on unlawful electronic money transfers, or EFTs, in response to the surge of mobile banking scams. As a holdover from epidemic times, more people are using electronic banking. Therefore customers must be aware of its risks and how to protect themselves from scammers. Here's all you need to know about the dangers of mobile banking and how to protect yourself.
08/18/2021
How to Win a Bidding War When Buying a Home
You've finally discovered your dream home after months of searching. You're financially comfortable and ready to move forward with your home purchase. However, if you're looking for a property in a seller's market, there's just one thing standing in your way: other buyers.
08/19/2021
How to Sell a Home Fast as a “For Sale By Owner”
Selling a house as a "For Sale By Owner" (FSBO) can be a relatively painless process – if you're in a seller's market with sufficient turnover!
However, many sellers find it difficult to attract purchasers when they try to sell their homes independently.
08/19/2021
Federal Housing Administration (FHA) Loan - A Guide To First-Time Home Buyer Programs
A loan insured by the Federal Housing Administration
Best for: Buyers with low credit and smaller down payments
Insured by the Federal Housing Administration, FHA loans typically come with smaller down payment and lower credit score requirements than most conventional loans. First-time homebuyers can buy a home with a minimum credit score of 580 and as little as 3.5 percent down or a credit score of 500 to 579 with at least 10 percent down.
08/20/2021
What Are Conventional Loan Requirements?
A conventional loan is used to finance the purchase of either your primary residence, secondary residence, or a rental property.
Requires a 3% minimum down payment, can be as high as 10-20%, depending on what your lender requires.
Fixed interest rate or adjustable-rate (ARMs) terms.
Various term lengths, ranging from 10-30 years.
08/20/2021
Five Things FinTech Must Do To Retain Investors
Fintech advances attracted first-time investors, who helped to change the markets. What significant developments will assist them continue their ascension?
08/20/2021
Understanding the Advantages of Open Banking for Small Businesses
The Open Banking route provides SMBs with easy choices for rapid growth by automating financial payment and administration operations.
08/23/2021
Who Qualifies as a First-time Home Buyer
Many people can qualify as first-time homebuyers — not just those who have never bought a home before.
08/24/2021
Five revenue-generating possibilities for fintech/bank collaborations
Over the last decade, the global fintech business has developed rapidly. However, since the worldwide pandemic, start-ups have suffered from a lack of funding from formerly supportive areas of the new financial technology revolution. Suddenly, finances in many areas have run out or are being used more cautiously. As a result, new market entrants face difficulties.
08/24/2021
How to Obtain a Loan Despite Having Poor Credit
If this is not an emergency, the first step is to enhance your credit score so that you can afford the loan you require.
Pay bills on time, especially credit cards; keep card balances to less than 30% of the credit maximum permitted. Finally, refrain from applying for new credit.
08/25/2021
Pros and Cons of Bad Credit Loans
Bad credit loans make it possible for those with a low credit history to obtain financing. You can get a negative credit loan to help you rebuild your credit history. As large interest rates may apply, make sure you can afford to make your payments for the whole period.
08/25/2021
The Do's and Don'ts of Acquiring Vacant Land
It is not simple to find your ideal house. You'll spend a lot of time looking through internet postings, going to open houses, and scouting out areas — and you could still come up empty-handed.
08/26/2021
What is the distinction between secured and unsecured loans?
A secured loan is secured by collateral. Mortgages and auto loans are the most popular forms of fast loans, with your house or car serving as security. However, collateral might be any financial asset that you hold. If you fail to repay your loan, the bank may confiscate your collateral as payment. A repossession can be reported to the credit bureaus for up to seven years.
08/26/2021
8 Tips for a Successful Open House
If you work in real estate, you know that a well-planned and performed open house can sell a property faster than any amount of money spent on Facebook advertisements or sponsored posts on Twitter and Instagram. Open Houses are an essential aspect of your real estate business since they may bring you additional business.
08/27/2021
Leadership is a Privilege
Leaders are held responsible for the success and well-being of dozens, hundreds, or thousands of individuals. Their judgments, actions, and demeanor influence a broad and diverse population of individuals. They should constantly keep this in mind and never act carelessly. They should have a modest manner and be focused on serving their constituents.
08/27/2021
5 Tips for Applying for PPP Loans
Every loan and application procedure has its own set of characteristics and criteria. Loans under the Paycheck Protection Program (PPP) are no exception. Here are five pointers to consider while applying for PPP loans.
08/27/2021
Four Steps for Creating Authentic, Sustainable, and Winning Teams Every Time
If you are a leader or desire to be a leader, the most important person you must know is the person who looks back at you in the mirror. This is where success begins and ends. But not for the reasons you may expect.
08/30/2021
Technology investment – a digital transformation?
As we progress in a technologically driven society, the IT industry expands, setting investment records and drawing investors.
08/31/2021
When it comes to leading others, the little things make a big difference. Here's why.
Over time, I realized that genuine leadership is all about developing people, creating connections, and assisting individuals in reaching their full potential and being the best version of themselves. It entails far more than authority and external acknowledgment. Instead, leadership is all about providing people with the skills and techniques they need to optimize an organization's success and the lives of individuals.
09/01/2021
Influential Leadership Qualities
A leader is defined as "one who knows the way, travels the way, and displays the way." However, given the stress and strain that comes with corporate leadership responsibilities, it is essential to possess various successful leadership traits.
09/01/2021
Factors Contribute to Real Estate Being the Safest Investment
Real estate is one of the most popular investment alternatives globally, owing to the low risk and high return it provides. Many investors seek to diversify their portfolios by adding real estate as a hedge against inflation.
09/01/2021
Influential Leadership Qualities
A leader is defined as "one who knows the way, travels the way, and displays the way." However, given the stress and strain that comes with corporate leadership responsibilities, it is essential to possess various successful leadership traits.
09/02/2021
5 Ways to Take Control of Your Financial Future
Money problems are personal. They differ from one another and change throughout time. Perhaps you went through a divorce that had a significant impact on your finances. Maybe you opted to work in a low-wage field, making it difficult to save any money. Perhaps you have a massive influx of money, but it seems to go as soon as it appears. We are all trapped in our world. But the truth is that you may begin to do things differently. However, it would be best if you first determined where to begin.
09/02/2021
What Is Digital Real Estate and How Does It Work?
Digital real estate is a form of property investment that is unlike any other. You're investing in a sort of property that only exists online when you buy digital real estate: website domains.
09/02/2021
Football and Business: What do they have in common that will help you reach success?
Business is sometimes referred to as a game, with the winner being the entrepreneur who succeeds. The playing field in this example is the office, and the players are the many businesses that compete for consumers in the industry. Make no mistake: business competition is just as challenging as it is on the field, and business entrepreneurs' antics may be eerily similar to those of well-known athletes.
09/03/2021
How Does Crypto Lending Work?
Because of its growing appeal among mainstream investors and consumers, Bitcoin is becoming simpler to acquire, use, and invest in. It's also feasible to get a loan using your digital asset holdings through various crypto exchanges and other sites.
09/03/2021
4 Tips to Invest in Cryptocurrency Safely
According to Consumer Reports, investments are always risky, but some experts believe bitcoin is one of the more challenging investment options available. However, digital currencies are among the trendiest commodities. CNBC predicted earlier this year that the cryptocurrency market would exceed $1 trillion by the end of 2018.
09/04/2021
7 Reasons Why Multifamily Real Estate is a Great Investment
When it comes to real estate investment, investors have a wide range of options. Income-producing real estate, such as multi-family housing, may interest those wanting to diversify their portfolio. There are several advantages to multi-unit rental investing, including tax incentives and financing options.
09/04/2021
Venture Capital: Is it right for your business?
Venture capital (VC) is a type of equity financing in which cash is invested in return for stock, generally a minority interest, in a firm that appears to be on the verge of significant growth. A venture capitalist is someone who makes these investments.
09/07/2021
How to Define Success in Life
Everyone has a distinct perspective on what it means to be wealthy in life, and everyone defines success differently. Therefore there can't be one definition that applies to everyone. You must understand how to define success in life!
09/08/2021
The security risks of Open Banking
Open Banking is thought to be a revolution in the way businesses and individuals manage their money. However, the introduction of PSD2 has resulted in an increased danger landscape, with API assaults projected to be a key vector by 2022. Attackers will use any security flaws in the API to launch a distributed denial of service (DDoS) attack, causing transaction downtime.
09/09/2021
Mistakes to Avoid When Using a Credit Card
A credit card is a valuable asset, but it may cost you a lot of money if you use it wrong. Carry a balance and pay exorbitant interest rates. If you miss a payment, you will be charged a late fee. Close a credit card, and your credit score will suffer. The expenditures soon mount up.
09/09/2021
Tips for Keeping Your Digital Assets Organized
The amount of data created in a day, unlike in the past, is enormous, necessitating storage and organizing. Businesses that can take advantage of digital asset organizations may become more successful and efficient in their operations and overall growth, regardless of the industry in which they operate.
09/10/2021
7 Cryptocurrency Facts You Should Know
The stock market has historically been the most significant generator of long-term wealth. Stocks have produced an average return of 7% over time, including dividend reinvestment and inflation adjustment. This means that an investor's money might double every ten years, which is rather impressive.
09/11/2021
15 Daily Mindset Principles Will Make You More Emotionally And Socially Intelligent
To continue on the never-ending road of continual self-improvement, successful business necessitates long-term and dedicated adherence. This path is lined with the stones of Passion, Perseverance, Purpose, Commitment, Courage (or grace under pressure), Emotional and Social Intelligence, and the desire to live with an Intellectual Humility mentality.
09/14/2021
3 Ways to Set Challenging Goals for Your Business
Making goals is a useful exercise, but are you setting objectives that are too simple? Is it too difficult? Too-easy goals will keep you in your comfort zone and will not lead to business success. Goals that are too difficult can make you feel dejected and may drive you to abandon your ambition.
09/15/2021
5 Money-Making Action Tasks To Help You Grow Your Business
Inaction is the death knell for any company. Inaction will lead your business to stagnate unless you take frequent activity every single day to build it. Clients will vanish, your sales funnel will be depleted, and your income will plummet in an instant.
09/15/2021
3 Productivity Tips That Will Boost Your Business
As more and more business owners strive to make the most of their time during a hectic day, productivity and efficiency have become popular buzzwords. You just cannot do everything yourself when it comes to operating your business, no matter how hard you try. Investing in your business reduces stress while also making it function more smoothly, resulting in increased earnings.
09/16/2021
The Most Effective Leaders are Humble Leaders
Humble leaders demonstrate vulnerability, making them more approachable. Such leaders do not cast fingers or shift responsibility, and they are open to hearing opposing viewpoints. You can't develop if you don't listen or won't acknowledge you're wrong. Your business will not grow if you do not grow. Success necessitates ongoing development.
09/17/2021
5 Common Leadership and Management Mistakes
Being a leader has a slew of obligations, such as addressing workplace difficulties and setting a good example. As the person in control, you're frequently held to high standards, and managing a large group of people might be frightening.
09/20/2021
The Most Important Leadership Skill is EMPATHY
In this digital era, there is a significant gap between leaders and the people they manage. Many managers believe they are doing an excellent job, but when polled by the individuals they lead, the results are quite the reverse. Many employees feel underappreciated and devalued. Employee engagement is at an all-time low. What appears to be the missing piece? Empathy.
09/21/2021
Why is Employee Engagement So Important?
The most important investment you can make is in people. Employees are the backbone of every business. Investing in people increases the organization's performance. Furthermore, one of the most powerful motivators for keeping employees is development. One of the most common reasons for employees to quit a business is a lack of advancement chances. Employees may view an employer's refusal to invest in training as a disdain for their professional growth.
09/22/2021
6 Characteristics that All Great Business Leaders Possess
Legendary entrepreneurs may or may not have a "passion of business" that motivates them to manage a company, but they all have the entrepreneurial spirit. Great leaders must be able to inspire and encourage their teams. If this does not come easily to you, you may need to venture outside your comfort zone and assess where you are missing.
09/23/2021
10 Signs of Toxic Workplace Culture
A toxic business culture will destroy an organization by paralyzing its workers, decreasing productivity, and inhibiting creativity and innovation. Business executives must handle workplace toxicity concerns now more than ever. It determines whether or not your firm retains good employees and whether or not it succeeds.
09/24/2021
Nothing works better than positive reinforcement
All great leaders understand the importance of making their employees feel valued. Positive reinforcement is the most effective method. According to research, you should praise at least three times as frequently as you criticize in order to keep staff satisfied. Instead of being quick to condemn, be quick to highlight some of the wonderful things your staff are accomplishing. This will not only reinforce these positive acts with the employees who carried them out, but will also inspire other employees to follow suit.
09/27/2021
Be Someone who makes people feel valued
Employees are loyal to leaders who make others feel good about themselves and their job.
In life, we should constantly make everyone who enters our presence feel important.
09/28/2021
Leadership is not a competition. It's helping others to reach their full potential.
True leaders do not attract new followers. They develop more leaders. Unfortunately, in the business sector, we usually see weak leaders who strive to hold others down. Their main goal is to reach the top, and they don't care who they have to trample on to do it. Strong leaders construct and raise people up. It requires courage to raise your people, because helping them realize their full potential may imply preparing them to replace you or leave your firm for greater chances elsewhere. Only genuine leaders are capable of doing so.
10/01/2021
Recovering from Rejection
Many of us have suppressed our ambitions by listening to a misinformed critic who claimed we were unworthy. In a creative career, rejection is inescapable. Learning how to cope with rejection can protect you from sinking into a state of paralysis.
10/01/2021
Integrity is the most important quality in a leader
We rely on the integrity of others in every area of our life, and others rely on us as well. That's why it's such a huge issue when we find out someone we trust has been lying or not following the rules.
10/04/2021
10 behaviors that don't require talent, but have a huge impact on our success
We often equate success with talent. But the reality is that talent and technical skills alone are not enough. We've all seen talented people waste their success by making bad decisions.
10/04/2021
How A Leader's Character Affects These 4 Areas Of Leadership.
The true state of your leadership character always emerges during a crisis, and as a leader your character influences your leadership. You cannot judge a person's ability to lead by his physical appearance, but by the content of his character.
10/05/2021
Being a Strong Leader Requires Good Listening Skills
The most essential skill a leader can learn is to listen. It provides the foundation for so many other talents and characteristics that comprise a leader. It is, nevertheless, a difficult talent to perfect since it necessitates us being more present, alert, involved, open, and adaptable. Due to information overload and a shorter attention span in our digital age, good listening skills are quickly becoming an endangered species. Listening entails paying attention and providing nonverbal clues in response to what is being spoken.
10/06/2021
Leadership is Action Not a Position
We've all had a bad boss at some point in our lives. But how many of us have had the good fortune to work under a genuinely exceptional boss? Even if you do, they are uncommon. Still, there are some characteristics that excellent bosses appear to possess, so whether you're attempting to be the greatest manager possible or seeking for a leader, these are the characteristics to keep in mind.
10/07/2021
7 Worst Leadership Behaviors
Poor leadership behaviors result in low employee engagement and significant turnover. When you have a leader that respects you and has your back, you are more likely to give your all and stay in a firm longer, but when you have a poor leader, you are far more likely to be disengaged, anxious, and want to quit.
10/07/2021
7 Ways a Leader Can Improve Employee Morale
The relationship that an employee has with their boss sets the tone for their level of dedication to the organization's success. According to Gallup data, a whopping 70% of an employee's motivation is affected by his or her boss. It's no surprise that employees don't depart firms; rather, they leave managers.
10/08/2021
Humility Is The Essence of Great Leadership
When you think of outstanding business executives, humility isn't usually the first thing that comes to mind. Nonetheless, several studies have found that humble leaders listen more effectively, inspire excellent cooperation, and concentrate everyone (including themselves) on corporate goals better than leaders who do not score high on humility.
10/08/2021
When things appear to be falling apart, they may actually be falling into place.
When things seem to go wrong in our lives, we often feel as if it's the end of the world because we can't see beyond what's directly in front of us. Only after we have weathered the storm do we know that those "broken" portions are actually pieces of the beautiful image that is our destiny.
10//2021
How intelligent data can benefit auto & equipment lenders
The majority of lenders and lessors are aware that they can get more value out of the data they already have. Their own data, however, is only the tip of the iceberg. Publicly available datasets, third-party data, and increasingly IoT data from linked cars, equipment, and gadgets are also available. When you combine all of this information, you'll have a plethora of information to assist you make smarter decisions and understand risk.
10/13/2021
Which Home Loan Is Better for You: An ARM or a Fixed-Rate Mortgage?
Home loans aren't one-size-fits-all, but rather come in a range of shapes and sizes to accommodate homebuyers in various situations. A mortgage calculator is an excellent way to start figuring out your alternatives, since you can enter different property prices and have the total broken down into monthly payments. Even so, you should think about the sort of loan you obtain in addition to the home's price.
10/13/2021
Three Reasons Why Millennials Prefer VA Loans
During a period of restricted credit and stagnant income growth, young buyers in particular have flocked to these government-backed mortgages. Last year, millennials accounted for about a third of all VA loans, according to the VA.
These low-interest loans come with a slew of advantages for qualified purchasers. This is especially true for younger borrowers, who frequently have blemished credit and little cash on hand. This no-money-down loan program was established to help level the playing field for those who serve our nation, and it continues to do so today.
10/14/2021
Make saving a habit
Starting a down payment fund now is a proven method to make your down payment. Saving for a down payment is difficult, and creating a savings account one paycheck at a time can be tedious. Here are some techniques you can use to make saving money a habit rather than a job to help you get a down payment faster.
10/15/2021
10 Qualities of a Great Leader
If a company's management is dysfunctional, no matter how good its products and/or services are, it will face significant challenges. It's past time for businesses to recognize that no amount of money or bonuses will be enough to keep good employees if their boss is a jerk who makes their time at work a living hell.
10/18/2021
Four Time-Management Good tips
We all have hectic schedules these days. It may be difficult to juggle everything from job to family and social obligations. This is when time management comes in handy. Consider the following suggestions to help you do more tasks on a daily basis.
10/19/2021
Great leaders instill in their followers the belief that everything is possible.
Great leaders are great for a reason: they can transform even the most terrible circumstance into a positive, much to the surprise of many people. More than that, they have the ability to inspire a group of people to believe in something bigger than themselves.
10/20/2021
Four Time-Management Good tips
There are numerous methods to invest in real estate, and one of the finest is through a real estate investment trust. Because the REIT's investors will diversify for you, the fund allows you to diversify with ease. Furthermore, for your first REIT, you have a variety of alternatives. But why should you select it over individual real estate investments?
10/21/2021
Which Is Better for a Business: Debt or Equity Financing?
When it comes to obtaining cash for your business, there are two forms of financing available: debt and equity.
Naturally, the sort of company finance that is best for you will be determined by a number of criteria. On one side, taking on debt, such as a business loan, allows you to retain control of your company. Debt financing, on the other hand, will cost you money.
10/22/2021
Minimum Credit Score for Business Loans
For all business loans, there is no minimum credit score required. There are also certain loans that do not need a credit check. Most loan products, however, will evaluate your credit score when choosing whether or not to deal with you.
10/25/2021
Tips on Applying for Veteran Business Grants
Before you begin the grant application process, you must consider numerous factors, just as you would when applying for any other grant program. As you begin your search for the finest veteran small business grant, keep the following factors in mind.
10/26/2021
How Do I Open a Business Bank Account?
What you'll need to open a business bank account depends on the sort of business entity you have, the state you live in, and the location of your company. In addition, some banks require more documentation than others. Opening a business bank account online is usually easier.
10/29/2021
Five customer service tips for your business
It's one thing for businesses to build good communication skills in their customer service representatives and administrative personnel who answer phones all day. It's another thing entirely to educate them the skills they'll need to resolve problems and deal with obstinate consumers.
11/01/2021
Axos Business Checking: What to Know
Small company owners who don't want to worry about monthly fees or maintaining a set minimum level may appreciate the Axos Bank Basic Business Checking account.
Depending on how they prefer to move money around, those with low monthly transaction volumes may be able to avoid fees totally with this account.
11/02/2021
Little things make a great impact when it comes to leading people.
Over time, I realized that genuine leadership is all about developing people, creating connections, and assisting individuals in reaching their full potential and being the best version of themselves. It entails far more than authority and external acknowledgment. Instead, leadership is all about providing people with the skills and techniques they need to optimize an organization's success and the lives of individuals.
11/03/2021
A digital transformation through technology investment?
As we progress in a technologically driven society, the IT industry expands, setting investment records and drawing investors.
11/04/2021
Student loan forgiveness: how to get approved
Despite the high denial rate for student loan forgiveness, there are multiple common mistakes that student loan borrowers make when seeking Public Service Loan Forgiveness.
11/08/2021
Why Should Managers Be Concerned About Employee Loyalty?
Loyal employees are a major asset for a strong company. Many businesses think that employees are automatically loyal just because they’re getting a regular paycheck. The truth is loyalty isn’t for sale. Loyalty has to be earned by the way you treat your employees. Transforming your business isn’t easy. You can’t do it alone. Without the cumulative drive of a dedicated team, your business won’t last long.
11/09/2021
How A Leader's Character Affects These 4 Areas Of Leadership
The true state of your leadership character always surfaces during a crisis, and as a leader, your character affects your leadership. You can make a judgment of a person's ability to lead, not by their physical appearance but by the content of their character.
11/11/2021
Why Staging Matters, Even in a Seller's Market
Many homes are going under contract the first weekend they're listed—and sometimes without any preparation for the market. Still, real estate professionals can't promise sellers their property will stand out and receive the highest offers unless buyers fall in love with the home. That's where staging makes a big difference!
11/12/2021
13 Mortgage Questions To Ask Your Lender
Buying a house is exciting — but it’s also a big decision. Whether you’re looking for a new home or refinancing your current one, choosing the right mortgage is one of the most important aspects of the process, so it helps to be prepared. To ensure you get all the information you need as you’re making decisions when buying or refinancing a home, you need to know the right questions to ask.
11/16/2021
The 10 Essential Work Skills You'll Need in the Future
Because we are in the midst of the Fourth Industrial Revolution's disruptive influence, now is the best moment to begin planning for the future of employment. According to the World Economic Forum's Future of Jobs Report, more than a third of the skills we consider necessary for today's workforce will have altered in only five years. Because of the rapid rate of technology advancements, most of us will soon be working alongside artificial intelligence and bots. So, how can you keep ahead of the curve? Begin by committing to lifelong learning in order to develop the abilities you'll need to thrive in the future job.
11/18/2021
How to Consolidation Business Debt in 6 Steps
A business debt consolidation loan can help you streamline your business loan payments and, ideally, secure better rates in the process. In other words, they’re a great solution for freeing up cash flow and simplifying finances.
11/18/2021
3 ways for women to think holistically about their careers
Entrepreneurship is a great thing. It shapes the way business people think, the relationships they forge, their daily disposition, and their overall approach to a work/life balance.
11/19/2021
Tips of How to Build Organizational Culture in Remote Teams
Despite the fact that firms like Google, Salesforce, Zillow, and others prospered with remote teams prior to COVID-19, many companies resisted telecommuting until the epidemic pushed the majority of enterprises to do so almost immediately. Now that more businesses have had firsthand experience with remote workforces, there are hints that remote working will continue long after the epidemic has passed and stay-at-home orders have been removed. Companies that succeed with remote workforces are deliberate in developing a company culture that supports their remote workers.
11/22/2021
How to Make the Most of Your Employees' Strengths
When looking at your sales team, keep in mind that each person has their own strengths and weaknesses.
In order to build your “A” team, you have to be intentional about using those strengths to the fullest.
11/23/2021
How to Open a Free Business Checking Account Online With No Deposit
Although business owners traditionally have had to visit a physical branch to open a bank account, there are now a variety of options available to open a business bank account online—including free options that don’t require a minimum opening deposit.
11/24/2021
Popular investment trends to check out right now
People tend to look for the most popular investment trends nowadays. This is because of two other trends: the rise of Robinhood and the abundant free time the COVID-19 pandemic gave us. Many have been looking for something to pass the time, while others have found a passion for investing. Some like you are probably just curious!
11/25/2021
How to short a stock
Have you ever wondered how to short a stock? Perhaps you’ve seen movies like The Big Short or The Wolf Of Wall Street and wondered how you can make millions from their strategies. Fortunately, you could earn a lot of money with the help of short selling.
11/26/2021
How to buy Ethereum – step by step guide for beginners
Now that the cryptocurrency market is booming, you might be wondering how to buy Ethereum. More people are focused on bitcoin, but investors know you don’t just look at what’s popular. Instead, you look for those that are likely to be better in the long run. Among altcoins, Ethereum is truly one of the most promising choices!
11/29/2021
Celsius crypto – everything to know
We now have a new way of lending and borrowing money with the Celsius crypto network. It lets you earn more cryptocurrencies by leaving them in your account, similar to how a bank works. What’s more, it lets you borrow money a lot easier, thanks to crypto lending. Still, you might be wondering what’s so great about having some sort of “crypto bank?”
11/30/2021
What Is Loan Principal?
Getting money from a loan is just the start of a journey that will affect your business’s taxes, accounting, and budgeting until the loan is fully paid back. Therefore, understanding business loans and, more specifically, the concept of the loan principal is crucial for small business owners.
12/03/2021
How To Qualify For Automatic Student Loan Forgiveness
President Joe Biden has cancelled $11.5 billion of student loans since becoming president in January. Getting student loan forgiveness is no easy feat. Typically, you must apply for student loan forgiveness or student loan cancellation. However, there are some circumstances in which your student loans get automatically forgiven. That said, typically you have to meet requirements to get automatic student loan forgiveness.
12/04/2021
If You Want Student Loan Forgiveness, Do These 5 Steps
With student loan relief from the Covid-19 pandemic ending imminently, student loan borrowers are scrambling to find ways to get student loan forgiveness. For the past 22 months, thanks to Congress, President Donald Trump and President Joe Biden, there have been no mandatory federal student loan payments, 0% interest rates on federal student loans, and no collection of student loans in default. However, with the expiration of student loan relief, many student loan borrowers need financial help.
12/06/2021
5 Reasons Real Estate Investors Should Be a Realtor’s Best Friend
The working connection between real estate agents and investors has never been fully realized. Realtors frequently overlook the advantages of dealing with investors, while investors are wary of brokers who refuse to waive their commission costs.
12/08/2021
5 Ways to Increase Your Home’s Value without Breaking the Bank
Part of the steps to refinancing or selling your home is getting it appraised. A home appraisal is a third party’s estimated value of your home after taking into consideration several things concerning your home like its design, age, location, property size, condition, any home improvements, and more.
12/09/2021
Customers' Expectations And The Changing Fintech Landscape
Digital lending is proving to be a viable alternative for reaching individuals who have previously been unable to obtain financial services. Innovative products can overcome geographical barriers, make services more accessible, lower transaction costs, and improve transparency. Different market structures, regulatory procedures, and consumer demands have produced a wide range of digital lending models, each of which addresses financial inclusion in its own manner.
12/10/2021
Blockchain The Invisible Tech Giant That Is Sweeping The World
Blockchain isn't a household buzzword, like the cloud or the Internet of Things. It's not an in-your-face innovation you can see and touch as easily as a smartphone or a package from Amazon. But in a world where anyone can edit a Wikipedia entry, blockchain is the answer to a question we've been asking since the dawn of the internet age: How can we collectively trust what happens online?
12/13/2021
Why Banks need Artificial Intelligence
Digital disruption is redefining industries and changing the way businesses function. Every industry is assessing options and adopting ways to create value in the technology-driven world. The banking sector is witnessing groundbreaking changes: foremost being the rise in customer-centricity.
12/15/2021
The top 5 benefits of AI in banking and finance
The rationale for this is understandable. This makes sense. Banks may profit from the strategic deployment of AI's many technologies, such as machine learning, natural language processing, and computer vision, to improve staff and customer experiences and accelerate back-office activities.
12/15/2021
7 Rules of Successful People
Your success depends just on you. For every person, the term success has a different interpretation, same as happiness, luck, love etc. Think what success means to you. What would happen in your life which makes you consider yourself as a successful person?
12/16/2021
What Is a Home Equity Loan?
A home equity loan, sometimes called a second mortgage, allows you to borrow against the equity in your home and uses your property to secure the loan. You get a lump sum, and the loan typically has a fixed interest rate and a repayment term of five to 30 years.
12/17/2021
Pros and Cons of Short-Term Business Loans
A short-term business loan is designed to give small businesses fast access to funding to cover short-term capital needs. Typically, short-term business loans are used for managing cash flow, handling emergencies and unexpected opportunities, as well as bridging larger financing solutions.
12/20/2021
10 Secrets to Keep Motivated for a Long Time
Even the most motivated people sometimes lose their motivation to do something in life. This is normal, after all, we are humans who get so much affected by negative emotions, bad circumstances or some other negative feelings. But even in these situations, we need to try to find a motivation to continue doing things that we started and move forward.
12/21/2021
Everything to know about Rent Relief
Tenants who are going through financial hardships may apply for rent relief. The US government knows many Americans have been through a lot because of the COVID-19 pandemic. The Department of Housing launched the Emergency Rental Assistance Program (ERAP) to help renters who cannot pay rent by covering several monthly payments.
12/22/2021
Best smart contract blockchains for businesses
Have you ever considered using a smart contract blockchain for your business? Nowadays, we see the world adopting cryptocurrency more and more, but the trend is bringing more features. Specifically, smart contracts are changing the way lending and borrowing works with DeFi crypto. Now, this feature may change the way we do business!
12/23/2021
How to Speak the 5 Languages of Appreciation in the Workplace
The idea of five love languages has been known to enhance communication and trust between partners in romantic relationships since the book, The Five Love Languages, written by Gary Chapman coined the idea in 1995. The premise of using this tool is that each person in a relationship has at least one primary way in which he or she receives love. In order for a person to feel loved, his or her partner must learn to “speak” the language of love that the person most accepts as signs of affection.
12/27/2021
Will Natural Language Processing (NLP) change Digital Marketing?
Having a satellite navigation system is now considered standard, and we take for granted that we don’t have to wade through hundreds of maps to work out directions. Many of us don’t know the sheer number of applications there are for what is known as natural language processing (NLP). Technology is starting to change how we do digital marketing.
12/28/2021
What You Need To Know About Closing Costs
When it comes to saving money for your future home, most people focus on the down payment. But what about closing costs? These additional fees can end up being costly for people who don’t realize they are due when their home closes.
12/29/2021
35 Amazing Real World Examples Of How Blockchain Is Changing Our World
It’s quickly becoming apparent that blockchain technology is about far more than just Bitcoin. Across finance, healthcare, media, government and other sectors, innovative uses are appearing every day.
12/30/2021
The 5 Biggest Blockchain Trends In 2022
Blockchain is one of the most exciting tech trends at the moment. It is a distributed, encrypted database model that has the potential to solve many problems around online trust and security. Many people know it as the technology that underpins Bitcoin and cryptocurrencies in general. However, its potential uses are far broader, encompassing digital “smart” contracts, logistics and supply chain provenance and security, and protection against identity theft. There are countless others – blockchain evangelists say it can potentially be used to improve security and integrity in any system that involves multiple parties sharing access to a database.
01/03/2022
Why Selling Your House with a Real Estate Professional Is Essential
Selling your house is no simple task. And when you sell on your own – known as a FSBO (or For Sale by Owner) – you’re responsible for handling some of the more difficult aspects of the process without the expert guidance you need.
01/05/2022
5 Tips for Making Your Best Offer on a Home
As a buyer in a sellers’ market, sometimes it can feel like you’re stuck between a rock and a hard place. When you’re ready to make an offer on a home, remember these five easy tips to help you rise above the competition.
01/11/2022
What To Consider Before Buying Land
Are you considering buying a plot of land? Buying your first piece of land is an exciting but long process. There are many things to consider before you settle on a plot of land.
01/14/2022
Which Factors Affect Your Personal Loan Rate?
A personal loan can help you pay for debt consolidation, home improvement or other expenses, but you’ll need to pay it back – with interest. Shopping around for a competitive rate, even on a low-interest personal loan, can reduce the interest you pay. Find out where to shop for low-interest personal loans and what to ask before you agree to a new loan.
01/17/2022
What To Think About When Buying A Bank Owned Property
A lot of us have been marketed bank owned properties with supposedly exceptional discounts. We call these foreclosed properties as “distressed” for a reason though. If you are a buyer who is looking to find a good bargain and are considering purchasing a distressed home then it is important to keep a checklist with you on “what to do” when buying such a property. It is vital to know what to think about when buying a bank owned property!
01/20/2022
9 Reasons Why Multifamily Real Estate Great Investment
A lot of us have been marketed bank owned properties with supposedly exceptional discounts. We call these foreclosed properties as “distressed” for a reason though. If you are a buyer who is looking to find a good bargain and are considering purchasing a distressed home then it is important to keep a checklist with you on “what to do” when buying such a property. It is vital to know what to think about when buying a bank owned property!
01/21/2022
Financial success in 2022 - how to make it work
It’s another year, so you have another chance to achieve financial success! Do you want to get rid of debts or accumulate more money for savings? Or earn more every day to keep up with the rising prices? Maybe you don’t want your financial life to survive but thrive in this new year?
01/24/2022
61% of US Consumers Are Considering Buying Crypto in 2022
Voyager Digital, one of the fastest-growing cryptocurrency platforms in the United States, has announced findings from its first Crypto Confidence Survey of more than 6,000 Americans. The data shows that US consumers are gaining confidence in crypto as it reaches mainstream acceptance and continues to expand in utility.
01/27/2022
Cybersecurity and Business Innovation
The growth of the Digital Customer Experience has begun a revolution in the way organizations do business. Cloud-first and mobile-first technology is driving the modern business era and uncovering new threats and security concerns for businesses who aim to transform. Leading industry researchers and analysts are predicting a rapid growth trajectory for these market disrupting technologies that will continue to increase the spotlight on gaps in cybersecurity, risk management, and compliance.
01/27/2022
Considerations For Find The Right House To Purchase
So, you’re finally ready to start looking for that dream house. Of course, this process isn’t going to be an easy or quick one, unless you’re very, very lucky. New houses can be a tricky business, especially when you have family members and several important factors to think about.
02/1/2022
RPA: the support of automation to the Business Process Management
In an era of continuous change, organizational processes are constantly changing in both small and large companies. The intent of the transformations is, in most cases, to improve business efficiency. How? With an action on Business Process Management that will generate an acceleration of operational dynamics.
02/07/2022
International Real Estate Valuation Principles
There are several reasons why a property’s value may need to be determined. These reasons may range from the sale or transfer of ownership to the purchase of sufficient insurance.
02/8/2022
5 STEPS THAT WILL HELP YOU TOWARDS A SAFE, SECURE, AND ENJOYABLE RETIREMENT
We work hard throughout our lives to provide the best to our loved ones and enjoy our retirement days with ease. We all want to live our best lives when we retire. Planning for retirement is vital for having a safe, secure, and fun retirement and ensuring that you do not face any financial constraints.
02/10/2022
Why Banks Need Artificial Intelligence
Digital disruption is redefining industries and changing the way businesses function. Every industry is assessing options and adopting ways to create value in the technology-driven world. The banking sector is witnessing groundbreaking changes: foremost being the rise in customer-centricity.
02/14/2022
How can blockchain shape our digital banking future?
Regulatory demands and competition from FinTechs, disruptors and others, especially in today’s globalized environment, are posing a long-term viability challenge to those institutions that cannot match these agile digitally focused organizations.
02/8/2022
Why cash flow visibility matters to businesses
Having positive cash flow is a must for any business. Get it wrong and you put the existence of the entire organization in jeopardy. Get it right, however and you open up a wealth of new opportunities for your company from unlocking new business deals to driving incremental revenue streams and fueling investment.
02/17/2022
5 applications of Artificial Intelligence in Banking
Artificial Intelligence (AI) has been around for a long time. AI was first conceptualized in 1955 as a branch of Computer Science and focused on the science of making “intelligent machines” machines that could mimic the cognitive abilities of the human mind, such as learning and problem-solving. AI is expected to have a disruptive effect on most industry sectors, many-fold compared to what the internet did over the last couple of decades. Organizations and governments around the world are diverting billions of dollars to fund research and pilot programs of applications of AI in solving real-world problems that current technology is not capable of addressing.
02/18/2022
How to recover funds from a crypto scam
Over the past few years, the cryptocurrency industry has grown exponentially. With the value of digital currencies like bitcoin increasing, many people are now investing in crypto and using it to make transactions.
But the soaring value and market interest surrounding crypto have also made it a lucrative opportunity for cybercriminals. Consequently, crypto scams have become commonplace right across the internet. And in 2021 alone, cybercriminals stole a staggering $14 billion worth of crypto.
02/21/2022
AI Trends for 2022
Technology is improving every aspect of a business today. As a result, many organizations from various sectors are improving their digital transformation efforts. One way they do so is by including innovative AI solutions.
02/22/2022
Why cash flow visibility matters to businesses
Having positive cash flow is a must for any business. Get it wrong and you put the existence of the entire organization in jeopardy. Get it right, however and you open up a wealth of new opportunities for your company from unlocking new business deals to driving incremental revenue streams and fueling investment.
02/23/2022
Emerging VC Managers: 6 Simple Principles To Embrace When Building A New Fund
It’s an exciting time for the venture asset class as a new generation of fund managers is bringing a fresh and more diverse perspective to the market. While there’s no established playbook for building a new fund, there are some principles that hold value across the board.
02/24/2022
Why financial services need to rethink authentication for a digital-first world
The last 10 years have seen significant changes in the debate around what the most important channel for business is – brick and mortar or digital channels. But in the shadow of the pandemic, and the accelerated shift towards digital it spurred across the world, that debate has been well and truly put to rest. We’re now in the digital-first era, and this has meant financial organizations such as banks have needed to significantly transform business models.
03/01/2022
Redefining Customer Experience in Financial Sector with VR and AR
We have come a long way from the first commercial use of Oculus Rift VR headset 0f 2013. Yet, most people associate the technology of Augmented Reality (AR) and Virtual Reality (VR) with the realm of gaming. However, many industries including marketing, healthcare, real-estate are accepting the immense potential of VR to improve their business. A report by Goldman Sachs group estimates the virtual and augmented reality to become an $80 billion market by 2025.
03/02/2022
Banking on sustainability through innovation
As technology evolves and FinTech takes a grip on the financial services industry, today’s banks have a distinct opportunity to engage consumers through financial innovation that not only better supports savings, purchases and investments, but does so with positive sustainability credentials and a reduced environmental impact.
03/07/2022
Banking’s challenge of change and control: how to overcome it
It’s been said that “change is the only constant in life.” The global pandemic created a wave of change for everyone. We experienced the sudden shift to remote work, the acceleration of e-commerce, and a focus on digital capabilities.
For financial services, there was the additional challenge of tighter budget control, and increased regulations around cybersecurity and data protection, in addition to rising customer expectations for stellar digital-led delivery.
03/10/2022
Five Ways Commercial and Small-Business Banking Benefit from Cloud
All industries, including financial services, have looked to the cloud to boost resilience and continuity during the past 18 months. It’s not surprising since the cloud can seamlessly integrate parallel systems, create a simplified IT structure, and reduce maintenance costs. For the financial sector, the cloud can also help banks move from heavy capital investments to an operation-based model that drives efficiency. The need for remote services has also driven a spike in demand for digital banking, with banks managing a record rise in digital business transactions and feeling the need for scalability and customization. Today, “going mainstream” with cloud banking has become critical.
03/16/2022
How FinTechs are reacting to Russia’s invasion of Ukraine
As nations worldwide continue to sanction Russia in condemnation of their invasion of Ukraine, companies have now joined the movement to exclude the Russian government – and sometimes Russians – from their list of clients. Some of these companies have decided to ban them following international sanction provisions from The Office of Foreign Assets Control (OFAC).
03/21/2022
3 steps to properly manage sensitive data in the company
How much data do employees have to deal with every day in the company? A lot, especially when we look at digitized companies. It’s information you need for day-to-day operations or to make strategic decisions. In these cases, the risks associated with their dissemination are lower. If, on the other hand, we manage data that identifies an individual and their personal sphere, then the issue changes radically. How do you handle sensitive data in your organization? Here are some tips for facilitating sharing personal data within the company and with stakeholders without exposing yourself to excessive risk.
03/26/2022
How blockchain is revolutionizing IoT
For all the hard work and big talk, the IoT market has struggled to deliver on its grand promise of ‘massive’-scale industrial change. Make no mistake; IoT sensing, married with AI sense-making, is the means to digital transformation – and the way to industrial revolution. IoT was supposed to be the tech movement that changed the world, by connecting machines, processes and people, and making enterprises smarter, greener and richer.
03/29/2022
How the FinTech industry can take a stand on financial and environmental sustainability
FinTech is synonymous with innovation and is a key industry in this country. Its influence spans the globe, however, and makes it a primary player in the move towards greater financial and environmental sustainability.
03/31/2022
The future of banking: Are we seeing a new categorization of bank emerge as the industry evolves?
The banking industry has undergone huge change in recent years, and so too have its players. As such, the time-honored classifications of ‘incumbent’, ‘challenger’ and ‘neobank’ no longer sufficiently describe a bank’s offering, role or position in the industry; arguably some incumbents are proving to take more ‘challenging’ strategies than some of their comparatively younger challenger or neobanks. So how will banks be defined in the future?
04/04/2022
Why financial institutions need to start taking crypto fraud seriously – and how they can fix it
There’s little denying we’ve entered the age of crypto. Last year, practically every crypto wallet saw its user figures increase, with Blockchain.com wallets – the site that makes it possible to buy bitcoin – boasting more than 81 million wallet users as of February 2022. And considering the array of multi-million-dollar adverts for crypto apps/currencies shown at this year’s Superbowl, it’s fair to say that cryptocurrency has well and truly entered the mainstream.
04/07/2022
Top AI trends for financial services in 2022
Globally in 2020, more than 70 billion real-time payment transactions were processed – an increase of 41% compared to the previous year.
This massive rise in transactions has presented an opportunity for criminals to conduct more fraudulent activities like account takeovers, chargeback fraud, or identity theft, resulting in more than $1 trillion stolen in cybercrime activities in 2020 alone.
04/08/2022
The future of banking: Are we seeing a new categorisation of bank emerge as the industry evolves?
The banking industry has undergone huge change in recent years, and so too have its players. As such, the time-honoured classifications of ‘incumbent’, ‘challenger’ and ‘neobank’ no longer sufficiently describe a bank’s offering, role or position in the industry; arguably some incumbents are proving to take more ‘challenging’ strategies than some of their comparatively younger challenger or neobanks. So how will banks be defined in the future?
04/19/2022
Artificial Intelligence: the applications that increase business productivity
Applications of Artificial Intelligence offer benefits, especially for data management and analysis. Thanks to software that enables a transformation of raw data into useful information, leaders, and decision-makers will be able to choose, decide, and act in less time and with better results. Today, not only do large companies need support, but small and medium-sized businesses are also starting to struggle during the strategy phase. In fact, the raw data coming in from various departments need time and resources to be processed. And it is at this stage, Artificial Intelligence comes into play, automating the synthesis, processing, and classification of the mass of data. Reading the information and coming up with a forecasting strategy will thus be much more streamlined.
04/22/2022
5 Questions To Ask Before Buying A House In This Hot Real Estate Market
The housing market in most of this country has been highly competitive for quite some time. There are way more people looking to buy a new home than those looking to sell. Many buyers and sellers find themselves in situations with multiple offers and homes selling for seemingly unbelievable prices. This has left many would-be homebuyers wondering if now is a good time to be buying a house.
04/26/2022
3 Fund Portfolio: How To Save For Retirement With Just Three Investments
Retirement planning can often feel like an unwanted experience of choice overload. Workplace 401(k)s typically serve up more than a dozen mutual funds you must choose from for your retirement investment portfolio. And if your retirement planning includes saving in an individual retirement account (IRA), you may have thousands of mutual funds at your fingertips.
Take a deep breath—you can get all the asset allocation and diversification you need with a three-fund portfolio.
04/29/2022
What the rise of embedded finance means for online retailers
The pandemic has been a great accelerator of existing digital trends, none more evident than eCommerce. Global volumes of online transactions skyrocketed with global eCommerce sales growing by more than a quarter in 2020. During this massive shift, embedded financial solutions went from being an emerging novelty to a near-universal feature of online retail, with huge technological advancements alongside Open Banking-friendly regulation paving the way for innovation.
05/03/2022
How brokers can keep pace with technology and transformation
While consumers’ online activity had seen steady growth for years, Covid-19 turbocharged this. In retail, internet transactions as a percentage of total sales hit a high of 38% in January 2021, against 20% before the pandemic, according to the ONS. Even a year later, with all restrictions lifted, they remain at 27%.
05/04/2022
AI is transforming financial services
Never in recent history have we seen the convergence of two super trends on the scale of blockchain and cryptocurrencies, and artificial intelligence (AI). The adoption of cryptocurrencies has exploded. There are now 70 million cryptocurrency wallets, which starts to approach about 1% of the global population. The massive influx of new users and new money has led to significant interest and support from major financial investors and institutions alike.
05/05/2022
How tech is helping to build an inclusive financial future
The World Bank cites financial inclusion as one of the key enablers to reducing extreme poverty and boosting shared prosperity. Unfortunately, many countries still fall way behind on levels of financial inclusion and are unable to offer their citizens equitable access to essential financial services. When this occurs, we get financial exclusion. Sadly, this remains an issue around the world, which is preventing nearly 1.2 billion people from fulfilling their true economic potential.
05/09/2022
How digitalization is enabling transformation
When people talk about mutualisation, minds often jump straight to ideas around cost savings and operational efficiencies, and of course these are core benefits – managed services providers can leverage economies of scale for their clients. This transformation model has become much more enticing for financial services firms operating in today’s landscape of complex and constantly evolving regulation.
05/11/2022
Institutional DeFi looks to CeFi for future-proof compliance
The decentralized nature of blockchain has underpinned its success from the earliest days of Bitcoin. The launch of Ether, the second-largest cryptocurrency by market capitalization, introduced a new type of blockchain called Ethereum designed to do much more than send minted coins from A to B. Ethereum ushered in a new era for blockchain with the smart contract, a game changing feature that has since been used to make a whole plethora of DeFi applications and is rewriting the rule book on how we think about the role of centralized finance.
05/13/2022
The golden ticket for SME customer loyalty: Omnichannel payments
Going digital has become the norm and is no longer the exception. Even the smallest SMEs require digitalization at a fast pace.
One of the most important steps in this journey of transformation is digitizing payments. Although the last hurdle to cross in most customer experiences, payments and transactions are crucial steps. This will dictate whether the customer makes the final decision to pay for your service or product and essentially decides whether your business makes a profit or not.
05/17/2022
How Machine Learning Can Improve Supply Chain Efficiency
In the current global economy, competition is fierce across different business domains. Each and every organization is striving to improve business efficiency and reduce expenditures. Supply chain management is one of the critical tasks for business owners. Knowing how to implement an efficient supply chain management system is key. Innovative, disruptive technologies like Artificial Intelligence (AI) and Machine Learning (ML) can offer some excellent solutions. These AI and ML solutions can help businesses to predict a reliable demand forecasting model (also called demand sensing.) The old predictive forecasting techniques are becoming obsolete as those models are not built to learn continuously and make decisions the way the new AI-driven demand sensing models are.
05/17/2022
Here's Why Bitcoin and Other Cryptocurrencies Keep Crashing
Bitcoin took a brutal fall on Monday, briefly dipping below $30,000 for the first time since July 2021. The world’s largest cryptocurrency is now worth less than half of what it was in the fall. Other cryptocurrencies, like Ether and BNB, have seen similar falls, while trading volumes have also tapered off on major exchanges. Some experts are now warning of a “crypto winter,” in which the sector’s astonishing growth is replaced by an extended period of contraction.
05/20/2022
Generation Z and Designing the Future of Well-being
We live in a time of uncertainty and change. Profound social disruption, affecting how we work, how we learn or entertain ourselves, as well existential threats to our existence from climate change and environmental degradation, pose challenges to our social fabric as well as our physical and emotional well-being.
05/23/2022
AMD To Power Adaptable, Metaverse-Ready Evenstar 4G/5G Open Radio Access Network Solutions
As the metaverse becomes a larger part of the enterprise, business, and our personal lives, the need to ensure high-speed, reliable and secure wireless communications into the metaverse – across the globe –becomes increasingly more important. To that end, AMD has just announced that its recently acquired Xilinx Zynq UltraScale+ RFSoC is being used in the development of multiple Evenstar radio units (RUs). The ultimate goal with these RUs is to accelerate the adoption of Open RAN deployments worldwide and grow the 4G/5G global mobile network infrastructure to better support nascent, connected technologies, like the metaverse.
05/24/2022
Samsung Networks Looking to Enable Private 5G
Wireless communications for businesses have never been more critical, and the technology choices for enabling that capability have never been more plentiful. As a result, companies are spending a great deal of time weighing the approaches that best suit their requirements.
05/25/2022
What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market
While you may have seen recent stories about the volume of foreclosures today, context is important. During the pandemic, many homeowners were able to pause their mortgage payments using the forbearance program. The goal was to help homeowners financially during the uncertainty created by the health crisis.
05/31/2022
iOS 15.5 arrives ahead of Apple’s annual developer conference
Apple has released iOS 15.5, the latest version of its iPhone operating system. It’s short on user-facing enhancements but could help appease regulators concerned with Apple’s dominant control over in-app purchases.
06/01/2022
How wealth managers can create a scalable white-glove digital experience for HNWIs
As more Covid restrictions are lifted around the world, there has been an inevitable fresh frenzy of opinions shared over the role the office will play in the future working world. But for wealth managers, another more pressing hybrid working scenario is front of mind: to what extent will client relationships return to direct and in-person interactions, and how do client preferences on this pressing issue differ across the wealth continuum?
06/06/2022
Insurance now demands customer centricity: How can FinTech help?
The acceleration in digital transformation and digital adoption across all industries has raised customer expectations over the last few years. The way customers want to pay for or access services has changed for good, so insurers, just like all those in financial services, have to meet those expectations to stay competitive.
06/09/2022
Global Financial-System Effects Are Unpredictable
The direct impact of the war on the financial system seems limited. Markets have withstood the initial shock, though with some losses, to be sure. European banks may be among the most exposed, with about $75 billion of assets at risk in Russia, equivalent to about 6 to 7 percent of their preinvasion market cap. However, financial institutions globally are strongly capitalized and fundamentally prepared to absorb losses.
06/16/2022
Why So Many Data Warehouse Projects Fail
Data warehouse projects fail when they are treated as purely technology projects and aren’t focused on the end users and delivering value. Time and time again, projects have stalled because of this: They can’t get investment, and they’re failing to attract a regular user base or different departments that are off building their own things because they’re not getting what they need.
06/23/2022
Three Leadership Principles To Live By: Clarity, Empowerment And Accountability
The secret to consistent growth within any organization is the strength of its leaders. Strong leaders show genuine interest in their employees’ long-term development and inspire them to perform at their highest capacities. This is accomplished through adroitness and sensitivity in dealing with difficult challenges, whether that be the cultivation of a soft skill or an interpersonal issue. Ultimately, it’s important to amplify and embrace individual motivations in order to maximize organizational standards.
06/28/2022
What Opportunities Will The Green Economy Bring?
As a tech entrepreneur and investor, I understand the impact of innovation and the distinction between a "nice-to-have" innovation and a "must-have" innovation. Personally, I look for opportunities to apply must-have innovations, especially when climate change is involved. That's because any innovation that can address climate change qualifies as a must-have.
06/30/2022
Is Now The Time To Refinance Your Business Debt?
The days of nearly “free” money are coming to an end.
After months of alarming inflation numbers, the Fed has raised interest rates and signaled additional hikes are on the way. Now that the central bank is pumping the brakes in an effort to cool off the economy, businesses won’t find it as easy to borrow money and fuel ongoing growth.
07/05/2022
Three Startup Mentalities That Can Inject Innovation Into Your Company
As a result of the pandemic, startups have been booming. It's worth reflecting on why startups have captured the intrigue of businesses since the term was coined in the 1970s alongside the beginning of the tech revolution. Here are three types of startup-related mentalities that companies of all industries and sizes could adopt to ensure that the company's internal culture, external image and organizational processes are innovative and improving continuously.
07/07/2022
What Digital Twins And The Metaverse Mean For Our Infrastructure
Suddenly, the metaverse and digital twins are hot topics of conversation in our day-to-day lives. These conversations usually spark either excitement or fear and discomfort, all while some don’t even know what the metaverse is.
There’s no denying that science and technology are accelerating at unprecedented rates, but it’s important to understand the implications of how these technological advancements will directly affect society.